Laura B. Klingensmith is a co-founder and principal of Health Associates, Inc. Laura works closely with employer groups, individuals and families in obtaining medical, dental, vision, life and disability insurance. Laura's background in healthcare has allowed her the experience to excel in helping companies and families obtain cost effective, appropriate and adequate insurance coverage. With a strong managed care, marketing and hospital background, Laura understands not only the agent, broker and sales components of the insurance industry but also the physician, hospital and provider elements. Combining the two experiences allows for a comprehensive approach in designing employee benefit plans. Consistently, Laura has prepared and designed benefits plans that bring substantial savings to the clients of Health Associates.